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WHY DO CUSTOMERS LOVE FEDFINA?

We are loved because we keep our customers first and treat their needs with utmost importance.

great place to work

Highest Loan to Value

A customized banking experience which offers maximum amount loaning as a percentage of value.

Customer Focused

A personalised and exceptional customer experience with 350+ branches PAN India for faster processing.

Product Benefits

Easy and customized loans right from Gold Loan, Home Loan, Loan Against Property, and Business Loan under one Fedfina roof.

1,50,000+

CUSTOMERS

350+

BRANCHES

4,800+

CR. AUM

A1+

CRISIL, ICRA & ACUITE

AA-

INDIA RATINGS

CALCULATORS

In click of a second, calculate what it takes to reach your goal with our EMI calculator.

  • Gold Weight     gm
    (Per gm :3278)

    21,728

    Note: Calculators are only for representative purpose only

  • Loan Amount     Rs.
    Interest rate     %
    Loan Tenure     Years

    2,413

    APPLY NOW
    Interest Amount
    329,013
    Principal Amt
    2,50,000

    Total Payable Amt
    579,013

    Note: Calculators are only for representative purpose only

  • Loan Amount     Rs.
    Interest rate     %
    Loan Tenure     Years

    2,580

    APPLY NOW
    Interest Amount
    369,313
    Principal Amt
    2,50,000

    Total Payable Amt
    619,313

    Note: Calculators are only for representative purpose only

  • Loan Amount     Rs.
    Interest rate     %
    Loan Tenure     Years

    344

    APPLY NOW
    Interest Amount
    16,325
    Principal Amt
    25,000

    Total Payable Amt
    41,325

    Note: Calculators are only for representative purpose only

OUR BRANCHES

We are your new neighbours. Borrow loans from us.

  Mumbai
  Delhi
  Gujarat
  Jaipur
  Chennai
  Vizag
  Indore

learnings on the loan industry

What is Loan To Value and how it can be beneficial for you?

The Loan to Value or LTV ratio is a term lenders use to determine the value of a loan/finance they can provide to a borrower. An LTV ratio can be identified for loans such as Home Loan, Gold Loan and a few others. This ratio is used by all Financial Institutions to identify/assess the risk associated with giving a loan to a borrower. It is used to assess how much amount of a loan is given to a borrower based on the Gold they have pledged (subjected to fluctuating gold rates, a buffer is considered) or the home financing the borrower requires. So that the lenders do not lend higher than the actual price of the asset. How is LTV calculated? To determine the LTV ratio, divide the loan amount by the value of the asset, and then multiply b... Read More

Why you should file your Income Tax Return (ITR)

Filing of Income Tax Return (ITR) is a yearly activity done by every responsible Indian citizen. Fil...Read More

How Fedfina's Small Ticket Mortgages & Affordable Housing Loans is easing people's lives

Introduction Rapid urbanization and migration to cities have caused severe urban housing shortages ...Read More

“Listen to our customers”, what they liked

  • Sita

    House wife, Poorna Market

    I had always benefited by opting gold loan from Fedbank; there are different interest rates for loan amounts and staffs are helpful in counseling the right scheme that will benefit always beneficial. I had...

    Read more
  • Hassan

    Fruit Shop Owner

    The custom built schemes and lower rate of interest has made me opt for Fedbank gold loans .The staffs quick service and convenience is great when compared to other gold loan companies  I am very happy th...

    Read more
  • Anil Bagade

    From Katraj

    I had transferred my gold loans kept at higher rate of interest to Fedbank when I came to know about their loan transfer facility at lower interest rate. I am happy with Fedbank service and associated with...

    Read more
  • Rangaraj Thangavelu

    MD, Madhampatty Thangavelu Hospitality (P) Ltd, Coimbatore

    We are delighted to inform you that we are extremely happy with your services on processing 30 lacs Business Loan at Fedbank in December 2019. It has been quite some time that we have been dealing with you...

    Read more
  • Santhosh Murugesan

    Chairman, Soundarya Group, Chennai

    Fedbank enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. The support I received from Fedfbank staff was priceless. Thank you Fedbank for havi...

    Read more

Media Coverage

  • VC Circle

    Federal Bank, which currently holds a 74% stake in Fedfina, will acquire shares at a price of Rs. 70 a piece. 

    Read more
  • CNBC

    Federal Bank is looking to sell a controlling stake in Fedfina to raise funds, according to sources. They hold about 74 percent in Fedfina which they could bring down to about 20 percent.

    Read more
  • Global Prime News

    Initially the aim was to raise ₹ 100 Crores through debentures, with a Green shoe option to retain oversubscription upto ₹ 100 Crores.

    Read more
  • BW Disrupt

    Fedfina (Fedbank Financial Services), India’s non-banking financial services companies, forayed into the Indian bond market last week.

    Read more
  • Financial Express

    Fedbank Financial Services (Fedfina), the NBFC subsidiary of the Kerala-based private sector lender Federal Bank, has allocated a budget of Rs 100 crore to fuel its expansion goals and drive growth.

    Read more
  • Business Standard

    Private sector lender Federal Bank Thursday said the board of its NBFC arm Fedfina has approved divesting 17.40 per cent shares of the company to True North Fund VI LLP for a total consideration of Rs 168.60 crore.

    Read more
  • Mint

    The board of Federal Bank Ltd has approved a 26% strategic investment by homegrown private equity player True North in its subsidiary, FedBank Financial Services Ltd (FedFina), the private sector lender said in a statement.

    Read more
  • The Hindu

    Fedfina (Fedbank Financial Services Ltd.) has drawn up a plan to increase its assets under management (AUM) by nearly eight times in five years, said a top official.

    Read more
  • Economic Times

    The Federal Bank board has approved 26% strategic investment by private equity player True North in its wholly owned subsidiary - FedBank Financial Services (FedFina), a move that will help the company to grow its loans.
     

    Read more
Sita

House wife, Poorna Market

I had always benefited by opting gold loan from Fedbank; there are different interest rates for loan amounts and staffs are helpful in counseling the right scheme that will benefit always beneficial. I had always received the maximum value for my gold . I am very happy with the staffs which made me to refer Fedbank to other customers.

Hassan

Fruit Shop Owner

The custom built schemes and lower rate of interest has made me opt for Fedbank gold loans .The staffs quick service and convenience is great when compared to other gold loan companies  I am very happy that Fedbank gold loans presence in Hassan region.

Anil Bagade

From Katraj

I had transferred my gold loans kept at higher rate of interest to Fedbank when I came to know about their loan transfer facility at lower interest rate. I am happy with Fedbank service and associated with them for that last 5 months.

Rangaraj Thangavelu

MD, Madhampatty Thangavelu Hospitality (P) Ltd, Coimbatore

We are delighted to inform you that we are extremely happy with your services on processing 30 lacs Business Loan at Fedbank in December 2019. It has been quite some time that we have been dealing with you and your work culture and professional ethics represent some of the best business in the industry. We value your sincerity, honesty and promptness in problem solving solutions. We definitely wish to continue this association in the long run. 

Santhosh Murugesan

Chairman, Soundarya Group, Chennai

Fedbank enabled me to take advantage of an incredible opportunity to relocate and expand my business, at a pivotal time. The support I received from Fedfbank staff was priceless. Thank you Fedbank for having the faith in us to get us going!

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CIN No : U65910KL1995PLC008910